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Module 4
Steps for Buying a Home
Getting the Loan
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Making the Loan Application

Important Documents to Bring to Your LenderBe sure to bring the following documents with you to your meeting with the lender:

General Information...
  • Social Security card*, driver’s license or other picture ID

  • Record for past two years for residence address; employer name, address and phone number; W-2 tax forms; and federal income tax returns

  • Most recent pay-stubs (30 days worth)

  • Verification of other income: Social Security, alimony, child support, pension, stocks

  • Checking and savings bank statements for past three months

  • Name and address of all creditors plus account number, balance and monthly payment for all fixed, installment and revolving debts
    • *Note: Not all lenders will accept an ITIN (Individual Taxpayer Identification Number) or Matricula Consular (Mexico) for identification. Most require a Social Security number.
    Additional Information …
  • DD-214 Certificate of Eligibility for veterans seeking VA loans

  • For self-employed: past year’s audited Profit & Loss Statement, present year’s balance sheet

  • Discharge of bankruptcy papers

  • Copy of divorce decree or separation agreement
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